Are Plug-In Solar Panels Worth It? The Real Savings Numbers For 2026
Plug-in solar panels go legal in the UK on 15 April 2026. Here is what they actually save you, based on household type, usage and panel size.
Budgeting tips, saving strategies, and money management.
Inheritance tax rules have changed for 2026. New thresholds, pension changes, and practical steps to reduce your IHT liability.
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Plug-in solar panels go legal in the UK on 15 April 2026. Here is what they actually save you, based on household type, usage and panel size.
All the current Tesco gin offers and deals in one place. Updated weekly with the best prices on Gordon's, Tanqueray, Hendrick's and more.
Plug-in solar panels are coming to the UK. What they cost, how much they save, who they suit, and what the new regulations mean for renters and homeowners.
The energy price cap changed in April 2026. Here is what the typical household will pay, how to reduce your bills, and whether you should switch supplier.
Inheritance tax rules have changed for 2026. New thresholds, pension changes, and practical steps to reduce your IHT liability.
Money is the number one cause of relationship stress. But most couples never have a proper conversation about it. Here is how to start.
A practical guide to remortgaging in the UK. When to switch, how the process works, what it costs, and a worked example showing how much you can save.
The best savings accounts in the UK right now. Easy access, fixed rate, regular saver, and ISA accounts compared by interest rate.
Premium bonds are the UK's favourite savings product. But with the prize rate at 4%, are they still worth it compared to savings accounts?
Practical budgeting advice for people on a low income in the UK. No patronising tips about avocado toast. Just honest, useful strategies.
Every pay rise you have ever had has disappeared. Here is why, and how to stop it happening with the next one.
Earn between £100K and £125K? You are paying 60% effective tax. Here is why it happens and exactly how to avoid it.
How much should you have in an emergency fund? The answer depends on your situation. Here is how to work it out and where to keep it.
A straight-talking guide to life insurance in the UK. Who needs it, who doesn't, term vs whole of life, how much cover to get, and the trust trick that avoids inheritance tax.
A plain-English guide to how income tax works in the UK. Tax bands, personal allowance, and why you probably pay more than you think.
What a Lasting Power of Attorney is, why you need both types, how to set one up for £82, and why waiting too long means it is too late.
If one of you earns under £12,570 and the other is a basic rate taxpayer, you are leaving £252 a year on the table. Here is how to claim it.
A complete guide for first time buyers in the UK. From saving a deposit to mortgage options, stamp duty relief, and government schemes.
A practical guide to writing a will in the UK. What to include, online wills vs solicitors, executors, intestacy rules, and why putting it off is a mistake.
National Insurance is the tax nobody explains properly. Here is how it works, what you pay, and why your NI record affects your state pension.
The maths behind paying off your student loan early in the UK. Plan 1, 2, 4, and 5 compared, when overpaying makes sense, and when it is a waste of money.
Filing your first self assessment? Here is exactly what you need, when it is due, and how to avoid the most common mistakes.
How credit scores work in the UK, the three agencies, what affects your score, common myths busted, and practical tips to improve it fast.
Every mortgage type explained simply. Fixed, variable, tracker, offset, and discount mortgages compared with pros, cons, typical rates, and who each one suits.
You'd be forgiven for thinking solar panels don't work in Northern Ireland's weather. Yet surprisingly, they perform incredibly well - well enough that
Like many savvy travellers across the province, you’ve worked to get the best value for your holidays. The flights are booked well in advance and your
Deciding to buy your first home is exciting. Saving the deposit less so. The cost of buying a property has risen, and the cost of running it…..well you can
Each of us has some level of limiting beliefs. That’s normal. And of course, many of these are based on truths or facts. There are many reasons why I’ll never
It’s a big week for retirement chat and this morning the Pensions and Lifetime Savings Association (PLSA) announced updates in their research as to what level
Research announced this week stated that the retirement age for middle-aged workers which is anyone born after April 1970 may have to rise until age 71.
Compare electricity prices from every supplier in Northern Ireland. Find out which company offers the cheapest rates and how to switch.
If you want to check out more content like this or the video version of Budgeting For Your First Child, head over to my Youtube Channel
Compare every type of savings account available in the UK. Easy access, fixed rate, ISAs, regular savers, and more, with current interest rates.
It's September and many of us are making plans to prepare your home for winter. At this stage you guys know the drill. But where do you start?
I’ll be honest with you. I didn’t know what a sinking fund was until last year. The term sinking fund was something I’d never heard of before and I talk about
The debt avalanche method and the debt snowball method are two of the most popular strategies used to pay down debt. When it comes to paying off loans or
You might have heard of debts snowballing out of control, and this happens for many reasons. But by using the debt snowball method, you can use this strategy
The debt avalanche method is one of the most efficient ways to pay down debt. Using it can also reduce the amount of interest you pay on your loads.
And don’t worry, I won’t sit here on my moral high horse telling you to save every penny. As long as you’re making positive steps forward, that’s all you need
If you’re like me, you might flick through the PropertyPal website viewing dream homes, slightly outside of your budget, dreaming about the day you might be
"Stay at home they said. Sure we'll save a few quid. And surely the weather will be decent. We'll do a few day trips to the beach or Tollymore Forest Park"
But many break free of this cycle and they find ways to educate themselves on topics that were once alien or unknown to them. I’m not the only person who
Meal prep Sundays are soo last year. For the financially conscious, it's all about Money Prep Sundays. Sound intriguing? Read on!
Over 25% of people don't have £1,000 saved for an emergency. And trying to save 10k fast might seem like an impossible feat. But it can be done and here's how!
It’s not my job to tell you how to spend your money. Well, it is, but really it isn’t. Yet, if I start the conversation around money and help people like make
And this is true for each of us, well except for Charles and the future generations of his family. But enough of the sour grapes Connor. We are all going to
I’ll be honest with you. Most of us, even many wealthy people I’ve spoken to, don’t think they’re doing well financially. No matter how big their income is,
Normal doesn't mean it's right & good financial well being is about knowing those money habits keeping you poor, so you can take action on them.
In my hand I have the press release from SSE, where they announced that profits have just about doubled this year from £1.16bn to £2.18bn. When I first saw
The recent launch of the Apple Savings account in the U.S. prompted speculation of a launch here in the UK. He's a look at what it is and how it works.
These steps can help you better budget money & your finances. Earn more, save more and invest the difference with the focus on early retirement
Budgeting is the cornerstone of personal finance. You will hear this from me time and time again. It's what will make you rich and keep you wealthy over the
Sainsbury's has just launched its new loyalty scheme Nectar Prices which is touted to be one of the most rewarding loyalty schemes of any UK supermarket
I have been bombarded with ads on equity release recently and realised I knew very little about it, beyond the headlines of scams and fraud. But is it legit?
All the current Tesco whisky Clubcard offers and deals in one place. Updated regularly with the best prices on single malt, blended, bourbon, and Irish whiskey.
Of the budget supermarkets, Lidl is the GOAT (greatest of all time). Yes, we love Lidl at foundered HQ! Here are the Lidl offers this week.
McDonald's Monopoly is back with some huge prizes in 2023. If you want to know when it starts and how you can maximise your chances of winning, read on!
This week, Tesco has announced plans to significantly alter the value of your Clubcard Reward Points. Starting in June, Tesco Clubcard points will only be
All the latest Farmfoods vouchers, offers, and deals in one place. Find printable vouchers, in-store offers, and how to save money on your weekly shop.
The Tesco Clubcard is soon to be scrapped. Fear not, for Tesco has already launched its replacement, the new updated Tesco Grocery & Clubcard App.
The Boots Advantage Card has changed. Here is what is different, how many points you now earn, and whether the card is still worth using.
"How can I have debt on my prepayment meter?" was a question I was recently asked by a reader. In this article I cover the many reasons why this may be the case
Sky has announced a huge increase to their TV & Broadband subscriptions. Here's how to find out if you are affected and what you can do to avoid them.
Everything you need to know about Haven play passes. Current prices for adults and children, what is included, and whether it is worth the money.
Don't break the bank with our Valentines Day Money Saving Tips. Not gauranteed to get you in the good books, but will definitely keep your spending on track.
In March 2023, the EE price increase is putting up costs of their products and services by 14.4%. This could add over £50 per year to an average bill
Through a salary advance scheme, as an employee, you can access a part of your salary before payday. But, should you use this option? We look at the pros & cons
A building society roll number is a unique reference for your savings account. Here is how to find yours, where it appears on your passbook, and when you need it.
Energy payment vouchers are being distributed across Northern Ireland this January. If you are a credit or prepayment customer here are the steps to redeem yours
Often the hardest part of saving money is getting started. It can feel like a goal far beyond your reach. Why is this? In todays article we explore some tips to get started
Looking for the best budgeting apps in the UK? Our Financial Detox series includes a review of the top options, including Emma, Money Dashboard, Moneyhub & more
You might consider a financial detox if you're suffering from a financial hangover this festive period. But what is it and how do you make sure it's a success?
With up to 50% off clothing, footwear and accessories, the Next Sale is one many shoppers mark in their calendar.
Enjoying Christmas can be costly. Here are our top tips to reign in the cost of this festive season. And above all else, don’t go into debt
Asda has extended their 10% discount for Blue Light Card holders until the 31st March 2023.
First direct have launched a high interest rate savings account. But does it live up to the hype?
Get a personalised free Santa letter sent to your child this Christmas with a wonderful service by Hallmark and the Royal Mail.
What is the Warm Home Prescription and can I get this from my Doctor?
A full run down of the Blue Light Card Christmas offers including a whopping 10% off your Asda shop, 20% off GHD and 15% off a Sonos soundbar.
Are you one of the 12,000 customers awaiting products from made.com? You may not be able to get a refund from the firm, but below we’ll show you how you may still be able to claim one from your credit card or bank.
Is the Easyjet Plus membership worth it? When does it make sense for you to buy the Easyjet Plus membership and how can you make the most of it?
What is the Asda rewards app and how can it help me save money on my shopping? We answer this and more in this article.
It was reported recently nearly half of those eligible to receive the £400 energy support vouchers in England, Scotland, and Wales have not redeemed their
Want a coveted McDonald's Gold Card? It may not be as easy as becoming famous, but we'll show you how you can increase your chances of getting one.
Heinz and Morrisons have teamed up this half-term break to give a helping hand and a warm meal to those in need. Simply 'Ask for Henry' at any Morrison's cafe
As the nights draw in this winter, many of us will be choosing to settle down with a pizza or a meal deal and a movie to save a few quid, instead of heading
It's hard to imagine a letter arriving through your door from an energy supplier and considering it to be bringing good news to your home. Miracles will never
Everything you need to know about the Blue Light Card. Who qualifies, how to apply, the best discounts available, and whether it is worth it.
Many of my readers are looking to pay off debt on their path towards financial independence. I know this, because you've told me so. While our collective goal
With only 6 payslips before the big day, now is the time to start saving for Christmas. Christmas spending shouldn't put you in debt.
In 2022 it's not just about saving on your bills, but more keeping the increases to a minimum. We've put together a guide that helps us save thousands each year
While you shouldn't be worried about others, the question "How Much Money Should You Have Saved By Age" is often asked by those pursuing financial independence.
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