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The Truth About Early Retirement – 1 Year In
On the first of December last year, I left the working world behind and started a new phase of my life. It took 13 years

Who is the Cheapest Electricity Supplier in NI?
You’ve probably seen the headlines this week about electricity prices coming down and I’ll agree that’s a good thing for all of us. But have

Payday Routine
For most people Friday is payday. You might be going out for drinks or finally checking out that Asos cart that’s been sitting ready since

Why savings rate matters most if you want to retire early?
Putting money away for your future often feels like deprivation. Most of us want to enjoy our hard-earned money right this second. Why shouldn’t you?

Budgeting For Your First Child
How would someone best approach budgeting for a new child or their first child? Is there anything in terms of savings in advance before the

Types of Savings Accounts In The UK: A Comprehensive Guide
As someone looking to build wealth, setting a household budget is the first step to making headroom between your income and your salary. When we

How to Prepare Your Home For Winter
September is almost gone and by this stage, many of us are starting to think about the cold weather. It’s time to prepare your home

Free Investing Class For Beginners
I started foundered last year to help people better understand money and to build wealth. I always said that if I can help one person

Overemployed – Modern Day Robinhoods?
Recently I’ve become fascinated with a trend called overemployed. Now that might be a new term for you, but I promise it had me trawling

10 Top Money Quotes To Inspire You
I love storytelling and the more I write about money, the more I use stories to illustrate the points I’m trying to convey. I draw

What Is A Sinking Fund?
I’ll be honest with you. I didn’t know what a sinking fund was until last year. The term sinking fund was something I’d never heard

Debt Snowball vs. Debt Avalanche | Which is Better?
The debt avalanche method and the debt snowball method are two of the most popular strategies used to pay down debt. When it comes to

The Debt Snowball Method To Pay Off Debt
You might have heard of debts snowballing out of control, and this happens for many reasons. But by using the debt snowball method, you can

The Debt Avalanche Method – Pay Debt Off Fast
The burden of debt can be crippling, and I applaud anyone who is in the process of repaying it. Whether you owe a little or

The Ultimate Payday Checklist
It’s the last Friday of the month and for a lot of us in employment, it’s payday. Often payday is a time to enjoy the

Money Rules For Graduates
In this article I’m sharing the 6 money rules for graduates, I wish someone sat me down and told me. I might not have listened,

Northern Ireland Property Market
If you’re like me, you might flick through the PropertyPal website viewing dream homes, slightly outside of your budget, dreaming about the day you might

Save £25 On Activities In Northern Ireland With National Lottery Days Out
“Stay at home they said. Sure we’ll save a few quid. And surely the weather will be decent. We’ll do a few day trips to

Money Prep Sunday
You may have heard of Meal Prep Sundays. Either from people who are avid health and fitness fans or those budget-conscious people looking to minimise

5 Money Tips For Your 20s & 30s
Most of us don’t learn about personal finance in school. And many of us aren’t taught significant or positive money lessons from our parents. Often

How to support your friend’s business
Starting a business can be the most rewarding things anyone can do. But it’s also one of the most challenging and with around 20% of

5 Top Personal Finance Books
Investing in yourself often has the highest return of any investment you can make. And this is true whether you are in your 40s or

How To Save £10K FAST
According to research by money.co.uk, 31% of us save less than £100 per month and nearly 26% of those surveyed have less than £1000 saved

How to save money for Christmas
It’s not my job to tell you how to spend your money. Well, it is, but really it isn’t. Yet, if I start the conversation

How to legally avoid inheritance tax
As I talk about money ….. a lot, people often ask me questions about hot topics. Interest rate rises, inflation and the cost of living

5 Myths About FIRE And Early Retirement
As someone who talks a disproportionate amount of time about the financial independence retire early movement, I’m often told “facts” by people who are questioning

4 Signs You’re Doing Well Financially | Even If It Doesn’t Feel Like It
I’ll be honest with you. Most of us, even many wealthy people I’ve spoken to, don’t think they’re doing well financially. No matter how big

9 “Normal” Money Habits Keeping You Poor
When I was growing up, the limit of my financial education was my parents telling me “To buy only things I can afford in cash”.

Serviced Accommodation – The Ultimate Side Hustle
Recently I had the pleasure of chatting with Dave Cordner of Central Belfast Apartments and author of Short Term Rental Revolution. Dave knows more about

5 Reasons To Retire As Soon As You Can
Early retirement is the dream of many around the world. You work hard, save and put your money to work for you over decades. You
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